Kisan credit card scheme 2021 | Kisan Credit Card Scheme Beneficiary List | KCC Loan and Kcc online apply detail | kisan credit card scheme in up | what is kisan credit card scheme ? | KCC Farmer List
The government has set a target of doubling the income of farmers. Keeping this in mind, the central government has started Kisan Credit Card Scheme. Today we are going to provide you all the important information related to the Kisan Credit Card / KCC Scheme through this article. By reading this article; you will get complete information related to this scheme. Such as what is Kisan Credit Card Scheme 2021? KCC benefits, objectives of KCC, features, eligibility, important documents, application process, how to apply kcc online etc.
So guys if you want to get complete information related to Kisan Credit Card Scheme 2021; then you are requested to read this article till the end.
What is Kisan Credit Card Scheme 2021 ? What is kcc and how to apply kcc ?
Under Kisan Credit Card Scheme, a credit card will be provided to the farmers of the country. Through which they will be given a loan of 1 lakh 60 thousand. Through this kcc loan, the farmers of the country will be able to take care of their farming and well being. With kcc, farmers will also be able to insure their crops. Recently, cattle farmers and fishermen have also been included under the Kisan Credit Card Scheme 2021. If you too want to enroll yourself in Kisan Credit Card Scheme and if you want to get a KCC, then you have to go to the official website and follow our given kcc online apply procedure . Kcc loan under Kisan Credit Card Scheme will be provided to farmers at 4% interest rate without any guarantee.
Its a very low interest rate. Hope now it is clear that what is kcc ? and how to apply kcc ?
Kcc apply online Detail : Kisan credit card scheme was introduced in which year ?
As you all know, The Prime Minister of our country, Shri Narendra Modi ji, introduced Kisan Credit Card Scheme in the year 2020; in order to provide more benefit to the farmers of the country, under the PM Kisan Yojana, the Prime Minister Kisan Credit Card Scheme was launched, many farmers of the country are being provided loans at low interest rate by providing Kisan Credit Card / KCC so that they can overcome all the problems related to their farming. It has been a full year since the scheme was started by the Central Government in the year 2020. Under Kisan Credit Card Yojana the target of providing Kisan Credit Card to about 2.5 crore farmers of the country, out of which about 1.82 crore farmers have been benefited by the Central Government so far.
So if you ask kisan credit card scheme started in which year ? Kisan Credit Card Scheme was first introduced in 1998.
Highlights of Kisan Credit Card Yojana or kisan credit card scheme
|Name of the scheme||KCC Scheme / Kisan Credit Card Scheme|
|Started by||By the central government|
|Beneficiary||Farmers of the country|
|an objective||Providing low interest tax credit|
New Interest Rate of Kcc loan or Kisan Credit Card
The Kisan Credit Card Scheme was introduced in 1998. A new interest rate was announced by the government on the Kisan Credit Card; because of Corona transition. In a special campaign, PM Narendra Modi has distributed Kisan Credit Cards to more than 25 lakh beneficiaries from Chitrakoot district of Uttar Pradesh. It was done to make kisan credit card scheme in up popular and sucessfull. For which work has been assigned to more than 2 thousand bank branches. Under the Kisan Credit Card Scheme, an interest rate of 7% will have to be paid annually on KCC loan amount.
Through the Kisan Credit Card, agricultural insurance is also available for the crop and the area; and interest is also available on the savings bank rate on the amount left from KCC.
- If the beneficiary settles his KCC loan within 1 year; then the beneficiary will get 3% discount on interest rate and 2% subsidy.
- This means that farmers will get a total rebate of 5%.
- If the farmer repays the KCC loan within 1 year; then he will have to pay only 2% interest up to ₹ 300000. If you also want for kcc apply online under the Kisan Credit Card Scheme; then you have to apply by visiting the official website.
Must Read KCC Card Scheme
As you all know, the Kisan Credit Card Scheme was started to provide loans to farmers at low interest rates. But still about 42 percent of the farmers have not joined this scheme and remain connected with the moneylenders for their farming.
Recently; the Central Government has given to all those farmers who are taking advantage of the Prime Minister Kisan Samman Nidhi Attempted to connect to Kisan credit card. The Kisan Credit Card will now also be linked to cattle farmers and fish farmers. Through which farmers will be provided guarantee free loan.
How to get KCC card And Check Eligibility for Kisan Credit Card Yojana 2021
Under this scheme; about 14 crore farmers of the country will be given insurance guarantee loans. Farmers of the country having arable land can make aKisan Credit Card, in this the loan is given to the farmers at a low interest rate. By the central government Prime Minister Kisan Samman Nidhi Yojana It has been decided to provide the facility of this scheme to all the farmers associated with it. Not only this; the interest rate will be only 4% per cent. Under this Kisan Credit Card scheme 2021; farmers who do not fall under the income tax can apply for KCC loan.
New update on Kisan Credit card scheme 2021
On 29 February, a function has been organized in Chitrakoot, Uttar Pradesh, in which Prime Minister interacted with farmers. Meanwhile, Kisan Credit Cards will also be distributed to the beneficiary farmers of PM-Kisan Samman Nidhi Yojana. Under this scheme, a total of 9.74 crore farmers of the country have registered themselves so far and they are now well aware what is kcc loan ? Whereas 8.45 crore farmers have started benefiting from it. All of the eligible beneficiaries of PM Kisan Samman Nidhi can get their benefits as soon as possible after making the Kisan credit card .
RBI has announced a moratorium – Is this applicable for KCC loan ?
As you all know that the whole country of India is going through the crisis of corona virus. Due to which the entire country has been locked down, all industrial / agricultural / financial operations etc. are inoperative due to the lockdown. Therefore, to give relief to the people / institutions of the country, RBI has announced a moratorium on the next three months on all debt redemption. Therefore, all farmers with Kisan Credit Cards, who have taken KCC loan against it, are also covered under this corona relief package.
Target Of Kisan Credit Card Scheme in up
This campaign is being run till October 10 for kisan registration in uttar pradesh for Kisan credit card scheme 2021. Through which 100000 farmers will be provided KCC loans for fisheries. The Fisheries Department of Uttar Pradesh has set a target to make Kisan Credit Cards in all districts of Uttar Pradesh. Through Kisan Credit Card Scheme in up a total of 100000 credit cards will be made in the entire state.
This goal is as follows.
|District names||Credit Card|
|1 Aligarh Division||2187|
|2 Agra Division||2863|
|3 Azamgarh Division||10148|
|4 Prayagraj Division||7758|
|5 Kanpur Division||5703|
|6 Gorakhpur Division||10349|
|7 Chitrakoot Division||4096|
|8 Jhansi division||3321|
|9 Devipatan mandal||2811|
10 Ayodhya Division
|11 Bareilly Division||3097|
|12 Colony board||3701|
|13 Meerut Division||4552|
|14 Moradabad Division||8409|
|15 Varanasi Division||5254|
|School of education||3888|
Special Campaign For Kisan Credit Card Scheme 2021
The Government of India have run a special campaign from 1 June 2020 to 31 July 2020. Under this scheme, 1.5 crore dairy farmers associated with milk unions and milk producers companies will get Kisan credit card (KCC). The Department of Animal Husbandry and Dairying has already issued suitable circulars and KCC application formats to all the State Milk Federations and Milk Unions in association with the Department of Financial Services to implement this campaign as a mission. The government has already put in place a loan scheme on the Kisan Card to fulfill short-term credit requirements for raising animals, fish, shrimp, other aquatic organisms, to fulfill the requirement of loans in animal related activities like dairy etc.
PM Kisan Credit Card Scheme and kisan registration for KCC
- Under the RBI’s Corona Relief Package, farmers whose repayment is within the time period between March 1, 2020 to May 31, are given a three-month exemption for repayment of the loan. If a farmer is unable to pay due to lockdown then he can skip payment during this period. For more information; all the farmers have to contact their respective bank. It is not compulsory, if a farmer is able to pay, then he can pay it.
- Bullet payment
- Credit card statement
- Principal and / or interest component
- EMI (Equated Monthly Installment)